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Accidental Death and Dismemberment Rates

As an AMA Member, You'll Save 30%

On top of our competitive physician-only group rates, you'll continue to receive a 30% AMA Member premium credit, guaranteed for at least your first year of coverage.

Click here for more product information and to enroll.

Benefit Amounts
Semi-Annual Rates

For You

For Your Spouse & Each Child

Member Only

Member and Family

$1,000,000

$400,000/$100,000

w/Premium Credit
$218.40

w/Premium Credit
$320.32

$750,000

$300,000/$75,000

w/Premium Credit
$163.80

w/Premium Credit
$240.24

$500,000

$200,000/$50,000

w/Premium Credit
$109.20

w/Premium Credit
$160.16

Benefit amounts reduce by 50% at age 70. Coverage ends at age 80.

You don't have to be an AMA Member to save with these economical group rates.  Non-members will receive a 15% premium credit, for at least your first year of coverage.

Benefit Amounts
Semi-Annual Rates

For You

For Your Spouse & Each Child

Physician Only

Physician and Family

$1,000,000

$400,000/$100,000

w/Premium Credit
$265.20

w/Premium Credit
$388.96

$750,000

$300,000/$75,000

w/Premium Credit
$198.90

w/Premium Credit
$291.72

$500,000

$200,000/$50,000

w/Premium Credit
$132.60

w/Premium Credit
$194.48

Benefit amounts reduce by 50% at age 70. Coverage ends at age 80.

If you are not an AMA Member, you will have a $45 annual policy fee, or a $23.40 semi-annual policy fee added to your bill, depending on the payment mode you select.  Semi-annual premiums have a modal factor of .52 or 52% of annual premiums, which makes paying annually a better value. If you prefer to pay annually, just divide the semi-annual premium rate by .52. For example, if the semi-annual premium is $265.20 and you wish to pay annually, then $265.20/.52 = $510.00.

Please note: When you and your spouse are the only insureds, your spouse's benefit increases to 50% of the benefit amount you select. When you and your children are the only insureds (up to age 26 if unmarried and full-time students), the benefit for each child increases to 15% of your benefit.

Depending on Plan experience, premiums may change on any premium due date and then no more than once in any 12 month period, or when the terms or conditions of the Group Policy are modified. if you are an AMA Member, the 30% premium credit is guaranteed through at least 10/31/14.

Effective 11/1/10, if you elect to make your payment by electronic fund transfer (EFT), you will receive an additional 5% premium credit not included in the rates above.

Coverage Details