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Mature Decisions
Mature DecisionsSM is a resource created by AMA Insurance Agency, Inc., to help physicians age 55 and older in their efforts to achieve personal, professional and financial goals. Mature Decisions recognizes that physicians in or nearing retirement often share needs that differ significantly from those of younger physicians, and is focused on serving those distinct needs through information and services available online, at amainsure.com, and in the quarterly Mature Decisions newsletter.
Spring 2012 - When practice time is over -- what to expect from retirement
When practice time is over – what to expect from retirement
Retirement can be an emotional experience that affects everyone differently. In this issue of Mature Decisions, we'll examine some of the ways you might react to this milestone when the time comes.
Spring 2012 - Europe's less traveled capital cities
Europe's less traveled capital cities
It's somewhat of a pity, but a tiny handful of European capitals, e.g., London, Paris, Rome, seem to attract most of the vacation attention. The good news, if you're not looking for crowds of people, is that not nearly as many tourists flock to the lesser traveled but still extraordinary European capitals we've listed here.
Spring 2012 - NEW -- MetLife group dental insurance for physicians
NEW – MetLife group dental insurance for physicians
Dental insurance from MetLife and offered through the American Medical Association Group Insurance Trust is now available to all physicians, their families and staff. The plan covers a large variety of dental services at economical group rates designed to help you save money.
Spring 2012 - The Personal Health Records of Tomorrow
The Personal Health Records of Tomorrow
We’ll take a look at the trend toward electronic personal health records and a tiny digital storage medium that can securely hold hundreds of medical documents – and why this is good for you and your patients.
Spring 2012 - Deep discounts on Long-Term Care Insurance now available to physicians
Deep discounts on Long-Term Care Insurance now available to physicians
Today, costs for care at a private nursing facility are already in the stratosphere. Based on the current costs of healthcare and the ever growing cohort of elderly people vying for it, this number is expected to escalate dramatically in the future. But there is some help available.
Winter 2011 - Physicians and Social Media
Physicians and Social Media
Use of social media is growing with most everyone, and physicians are no exception. But when a physician uses social media, it should be with a serious, professional purpose in mind, i.e., to benefit the practice. Ideally, your presence on LinkedIn or Facebook, etc., could help enhance your relationship with current patients, point prospective patients your way and establish and maintain your "brand."
Winter 2011 - Closing your practice is complicated. Here are some suggestions to help you through the process.
Closing your practice is complicated. Here are some suggestions to help you through the process.
Some entrepreneurs can just go out of business. Not physicians. You're tied to your business by a web-work of rules, regulations and conventions unique to your profession. So when it's time to close your doors, our checklist provides a handy reference for your "to do" list.
Winter 2011 - A good defense against final expense
A good defense against final expense
For your loved ones, losing you would be about the worst thing that could possibly happen. It could be made even worse if part of your legacy turned out to be a handful of bills for end-of-life expenses. Our Mature Decisions Life Insurance Plan was designed for physicians, to provide their families prompt cash liquidity in the face of funeral costs, medical bills, possible estate taxes, legal fees and other final expenses. Because it’s sponsored by the American Medical Association (AMA), the coverage can be offered to physicians and their spouses at economical group rates.
Winter 2011 - And now for a winter vacation that's completely different
And now for a winter vacation that's completely different
If your friends are getting bored with your postcards from the same old places every winter, how about changing it up this year? We've put together a list of destinations, some for warm weather enthusiasts and a few for winter sports lovers, that are definitely not the "same old." Visit any one of these places and this year your postcard might just be worth keeping.
Fall 2011 - The Physician's Retirement Paradox: Ready, but Not Ready
The Physician's Retirement Paradox: Ready, but Not Ready
A legion of physicians were within sight of retirement only to have a troubled economy pull the rug out from under them. The good news is that there are options for physicians that allow them to slow down, possibly even work in a non-clinical environment and begin to enjoy their retirement years — without really retiring.
Fall 2011 - It's Almost Time to Retire...So Where Will You Go?
It's Almost Time to Retire — So Where Will You Go?
Retiring in place is always an option, but if you want to relocate possibly to a more pleasant climate, surrounded with like-minded individuals, have access to activities you enjoy, etc., there are plenty of such places from which to choose. We have a few suggestions to offer along with some sources of information that can make the search a little easier.
Fall 2011 - Carelessness Behind Many Health Data Breaches
Carelessness Behind Many Health Data Breaches
One might guess that medical data breaches are caused mostly by unprincipled people maliciously hacking into medical records or accessing private information by stealth for personal gain. However, it turns out that the majority of such breaches are caused by simple carelessness. Still, this carelessness can be quite costly.
Fall 2011 - The Fourth Factor in Funding Buy-Sell Agreements: Disability Insurance
The Fourth Factor in Funding Buy-Sell Agreements —Disability Insurance
Buy-sell agreements covering the death, retirement or termination of a partner are common in medical practices. Equally common, though, is that disability is given less consideration than it deserves. It's a situation that can cause great difficulty for the business, and without warning. Learn a little about this "Fourth Factor," what it means to your practice, and how you can arm yourself in advance.
Fall 2011 - Five Tips for Online Safety
Five Tips for Online Safety
The Internet is a fabulous invention, but it's also a happy hunting ground for criminals out to scam unsuspecting users. We have some basic tips that can help you sidestep the danger of Internet use and keep your finances, business and personal information to yourself.
Summer 2011 - How Can I Benefit from a The PROs and CONs of EMR For Doctors Dear Retirement
The PROs and CONs of EMR For Doctors Dear Retirement
Investing in an Electronic Medical Records (EMR) system wasn't something physicians were thinking about late in their careers just a few years ago. But the introduction of incentive pay for adopting an EMR, plus the penalties for not adopting the technology, have older physicians close to retirement wondering if the investment is worthwhile.
Summer 2011 - When Your Wallet Goes A.W.O.L.
When Your Wallet Goes A.W.O.L.
Don't fall prey to credit card fraud and identity theft. Protect yourself with some sensible precautions to take before — and after — your wallet goes missing.
Summer 2011 - What Are the Pitfalls of Probate?
What Are the Pitfalls of Probate?
Have you ever wondered what will happen to your estate after you die? How long it will take for your loved ones to receive the estate you've left them and will they receive what you'd like them to have? Find out a few realities about probate, how it can affect your estate and get some strategies that can help.
Summer 2011 - Got the Travel Bug? Here are Some Places You’re Sure to Like
Got the Travel Bug? Here are Some Places You're Sure to Like.
If you're looking to hit the road this summer, here are a couple of top travel destinations located throughout the United States. Whether you're looking to hit the beach, hike a trail or take in the beauty of natural landscapes, there's something for everybody.
Spring 2011 - How Can I Benefit from a Wealth Replacement Trust?
How Can I Benefit from a Wealth Replacement Trust?
Charitable giving is a reward in itself — but it can also have some attractive tax ramifications. Here we present some of the basics to help you decide if a wealth replacement trust might be a good strategy for you and your situation.
Spring 2011 - The Road Less Traveled — Some of the Best Ways to Enjoy Europe
The Road Less Traveled — Some of the Best Ways to Enjoy Europe
Breaking away from the usual crowd and seeing Europe in a different light can make for a uniquely enjoyable vacation. We offer a number of suggestions that will take you off the beaten path and onto an unforgettable trip.
Spring 2011 - Quench Your Thirst for Learning
Quench Your Thirst for Learning
You don’t have to stop learning just because you’re retiring. In fact, you can fill that new found time pursuing other long-time interests and passions — with programs for retirees such as those offered by the Osher LifeLong Learning Institute.
Spring 2011 - It's a Great Time for Term
It's a Great Time for Term
With term life insurance rates at historic lows, this might well be the perfect time to buy some, or more, term life coverage. And there’s more to term life than meets the eye — it can fit into your financial goals as a strategic planning tool.
Spring 2011 - Hiring For Your Office?
Hiring for your office? Here are some thoughts on today’s new crop of employees
Managers face the challenge of making disparate generations mesh at the workplace. Helping “Boomers” and “Millennials” work together productively will take a whole new set of management skills.
Winter 2010 - Year-End Reminder for Physicians Nearing Age 65
Year-end Reminder for Physicians Nearing Age 65
AMAIA has resources for physicians navigating their personal coverage for Medicare Part D Drug Plans and Medicare Supplement Insurance, and now is the time of year to use them.
September 2010 - Where to Keep Your Life Insurance Policy?
Where to Keep Your Life Insurance Policy
The American Council of Life Insurers (ACLI) recommends not keeping your policy in a safe deposit box for legal reasons
Spring 2010 - What is Your Financial Planning Stage?
What is your financial planning stage?
The tax season is an ideal time to evaluate your financial planning approach, to help ensure assets will be secure and keep working for you in your retirement years.
September 2010 - Take a Colorful Trip This Fall
Take a Colorful Trip This Fall
There’s no better time than fall to take an afternoon drive – or plan an entire weekend getaway – to enjoy the vibrant colors of the changing leaves. From Vermont to Georgia to Wisconsin to Montana, there’s a fall foliage destination near you.
Winter 2010 - Questions Retirees Should Ask Advisors
Questions Retirees Should Ask Advisors
Research published earlier this year by LIMRA, a worldwide insurance and financial services research firm, identified these five questions pre-retirees and retirees should be sure to ask their financial advisors when developing their retirement plans.
September 2010 - Protect Your Investment
Protect Your Investment
Even experienced vacation home owners can sometimes forget one of the many steps involved in shutting down for the season – often with unwelcome, and expensive, results.
September 2010 - Plan Ahead When Reuniting the Family
Plan ahead when reuniting the family
The old real estate adage, “location, location, location” also applies to choosing the right site for a family reunion. Consider the number and age of family members attending, type of activities
available, time of year and the travel budget considerations of all who will be
attending.
Winter 2010 - Pack a Backup Plan Before Heading Out of Town
Winter 2010 - Mobile Technology Brings Healthcare Anywhere
Mobile Technology Brings Healthcare Anywhere
Health and technology leaders around the world are busy developing easy-to-use, affordable mobile technologies that bring new connectivity to patient/provider relationships, and may soon make “healthcare anywhere” a reality.
Winter 2010 - Mobile Healthcare Gets Thumbs-Up From Physicians, Consumers
Mobile Healthcare Gets Thumbs-Up From Physicians, Consumers Anywhere
Healthcare Unwired, a 2010 PricewaterhouseCoopers’ Health Research Institute (HRI) survey of 2,000 consumers and 1,000 physicians recently revealed that technology will benefit both physicians and consumers.
Summer 2010 - Medigap Modifications
Medigap Modifications
All Medigap (Medicare Supplement) insurance plan designs are changing, based on provisions of a 2008 act that take effect June 1, 2010.
Spring 2010 - Looking For Adventure
Looking For Adventure
If you’re an experienced traveler or someone who wants a more exotic or unique travel experience, you may want to take a look at these Web sites for destination and trip ideas.
Summer 2010 - Life is Risky Enough Without Going Around Uninsured
Life is risky enough without going around uninsured
In turbulent economic times, even physicians may find themselves or family members facing a decision about how to address a brief gap in coverage, such as one created by an early retirement or a recent graduation.
Winter 2010 - Leave The Cranberry Sauce At Home
Leave The Cranberry Sauce at Home
No matter how seasoned of a traveler you are, if you plan on flying to grandma’s house this holiday season you’ll want to see which holiday items the TSA won’t allow in your carry on.
September 2010 - Helping You Look Out For Your Family’s Future
Helping You Look Out For Your Family's Future
Life Insurance Awareness Month makes September a great time to reassess your family’s financial security. The Life and Health Insurance Foundation for Education has designated this month as a time to make sure coverage is keeping pace with family financial obligations.
Spring 2010 - Evaluating Medicare Part D Plans
Evaluating Medicare Part D Plans doesn’t have to be a pill
If you or someone you know is approaching age 65 or about to enroll in Medicare, a Medicare Part D Plan is something to consider to help offset the cost of prescription drugs and medications. To help you determine the plan best for you, AMA Insurance Agency has introduced a new comparison tool at www.DoctorPartD.com.
Summer 2010 - Enjoy a Pocket Full of Global Assistance
Enjoy a pocket full of global assistance — with new iPhone and BlackBerry application
Assist America, provider of global emergency services, has launched “Assist America Mobile,” a free service for iPhone and BlackBerry users.
Spring 2010 - Consider Emergency Travel Coverage
Consider emergency travel coverage, especially if traveling abroad
Before you travel, check with your medical insurance company to see if your policy applies overseas and covers emergency expenses such as medical evacuation. (Medical evacuation to the U.S. can cost more than $50,000, according to the U.S. Department of State.)
Summer 2010 - Boy Scouts (and smart travelers) Are Always Prepared
Boy Scouts (and smart travelers) are always prepared…
A vacation, especially one outside of the U.S., requires planning ahead and a few precautionary steps before leaving. Review our overseas pre-travel checklist and take our overseas emergency assistance contacts with you.
September 2010 - A Tribute to Women in Medicine
A Tribute to Women In Medicine
Women in Medicine Month is commemorated each September to recognize the outstanding contributions of female physicians.
Summer 2010 - Annuities: Are They a Healthy Fit For You?
Annuities: Are they a healthy fit for you?
Annuities can help build a healthy financial future. Read about the pros and cons and see which of the two types of annuities may be right for you.
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