Call for a quote or apply by phone

1-800-417-8054

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Estimates indicate that each year, one in ten healthcare workers is accidentally stuck by a contaminated sharp - mostly needlesticks*. Sharps injuries may result in life threatening HIV, Hepatitis B or Hepatitis C infections.

It's clear why accidental needlestick injuries should be a top health and safety concern for you and your employees. How a sharps injury claim is handled can make a big difference to the injured person and your practice.

The Hartford's Workers' Compensation policy covers payment for initial testing of your employee and, when the source patient agrees, reimburses for testing the source patient. Not all companies cover these costs.

Reimbursement for source patient testing saves your practice money, and gives your employee peace of mind, by determining more quickly if he or she was exposed to any blood-borne illnesses.

Importantly, if testing reveals the source patient has a blood-borne disease, The Hartford's Workers' Compensation program will work with your employee to obtain preventative treatment in accordance with Center of Disease Control guidelines.

*Source: Center for Disease Control; Henry and Campbell 1995; EPINet 1999

Coverage for Staff Traveling on Business

Workers' Compensation policies provide coverage in the state(s) where your practice is located. What if you have an unexpected out-of-state business trip arise? Don't worry! The Hartford's policy extends coverage to employees traveling in most states within the United States.

With The Hartford's Workers' Compensation policy, you won't have to worry about bearing legal expenses related to a Workers' Compensation or employer's liability claim. We will investigate, defend and settle related claims, proceedings or suits. We will also supply an attorney to represent you in such a suit.

In short, we pay to defend you in hearings, suits, etc, that result from occurrences covered by Workers' Compensation and pay damages if you are successfully sued because of a job-related injury or disease.

The Hartford will mount a powerful defense against legal claims for damages. The Hartford has highly effective, experienced staff attorneys capable of quickly and efficiently handling all legal issues that arise out of your claims. Even if litigation is unavoidable, on-staff attorneys can speed the process along and reduce costs.

• The Hartford provides tips to keep your practice healthy by minimizing the likelihood of a work-related illness or injury.   
• To optimize healthcare dollars, The Hartford contracts with over 500,000 healthcare providers including physicians with expertise in workplace injury treatment. These contracts save medical costs; savings that are passed along to you in more competitive rates.
• The Hartford's return-to-work approach controls costs by focusing on returning your injured worker to gainful employment as soon as medically appropriate. This approach may include transitional employment. 

Call for a quote or apply by phone

1-800-417-8054

^{Monday–Friday 7AM-6PM CDT}