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Premier Accident Insurance

Serious accidents can happen to anyone, anywhere, at anytime. And serious accidents, especially if resulting in death or dismemberment, can bring severe financial consequences.

Physician-exclusive group rates make the Accidental Death and Dismemberment Insurance Plan an affordable supplement to your health protection program.

AMA-Sponsored Premier Accident Plan

  • Up to $1,500,000* paid directly to you or your family in the event of a covered loss as a result of a covered accident.
  • Benefits are paid in addition to any life, health or disability insurance benefits received.
  • Benefits can be used for any purpose.
  • All covered family members, including your spouse or domestic partner and children, are covered anywhere in the world.

Benefits reduce by 50% at age 70.

* The benefit amount you select, plus an additional 50%, if death results from injuries as a fare-paying passenger on any form of public conveyance.

Benefits are payable for insured losses which occur within 365 days after the covered accident. This plan includes provisions for losses due to exposure to the elements and for an insured's disappearance following a covered accident.

The benefit amount you select is the maximum benefit payable for losses resulting from any one covered accident (excluding any extra protection benefits). Benefits for insured family members are at a fixed percentage of the benefit amount you select.

Please Note: If you insure both your spouse and dependent children, your spouse will be insured for 40% of the benefit amount you select and dependent children will be insured for 10% of your benefit. When you and your spouse are the only insureds, your spouse's benefit increases to 50% of the benefit your select. When you and your child(ren) are the only insureds, the benefit for each child increases to 15% of your benefit.

Edit Table of Benefits
Benefits can be
paid these ways
$1,000,000
Benefit
$750,000
Benefit
$500,000
Benefit
Loss of life/
public conveyance
$1,500,000
$1,125,000
$750,000
Loss of life
$1,000,000
$750,000
$500,000
Loss or both hands
or both feet,
or loss of their use
$1,000,000
$750,000
$500,000
Loss of one hand
and one foot,
or loss of their use
$1,000,000
$750,000
$500,000
Loss of sight
both eyes
$1,000,000
$750,000
$500,000
Loss of one hand or
one foot,
or its use
$500,000
$375,000
$250,000
Loss of sight
one eye
$500,000
$375,000
$250,000
Loss of thumb
and index finger,
either hand
$250,000
$187,500
$125,000
Product Id - 2300
Coverage Details External URI: /products/life/premier-accident-insurance/premier-accident-insurance-coverage-details.html
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Premier Accident Insurance Coverage Details

Features & Benefits

Eligibility

Effective Date

Renewability and Termination

Exclusions

State Availability

This plan is not available in:

AK,MD,NH,OR

Carrier Information

 
Premier Accident Insurance
Download Enrollment form for premier accident insurance
 

Contact

Customer Care

1-888-627-5883

Monday–Friday 8AM-5PM CDT
Premier Accident Insurance