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Much like in the practice of medicine, the insurance industry has a language all its own. This glossary can help you to understand some of the details associated with our various products and plans.

Definitions listed in this glossary are intended to provide a general understanding of life, health, annuity and property/casualty insurance terms and coverage. These definitions should not be used to interpret any insurance certificate or policy you have - including those offered by AMA Insurance Agency, Inc. Please consult your certificate/policy for actual coverage definitions as well as any possible conditions, limitations or exclusions that may apply.

Some definitions are from Risk Management and Insurance, 11th edition, by J. Trieschmann and S. Gustavson. ©2001. Reprinted with permission of South-Western College Publishing, a division of Thomson Learning. Fax 800-730-2215.

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