AMA INSURANCE
NEW YORK LIFE

A good thing just got better

The American Medical Association and New York Life Insurance Company have partnered to provide top-quality protections tailor-made and priced exclusively for physicians. The result? More choices, more benefits, and more coverage to help protect you at every stage of your career.

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The right protection at the right time

It’s a doctor’s life. At every phase, your career brings its own unique demands. That’s why choosing the right protection at the right time is so important. Learn how to protect yourself now and in the future.

Click your career stage to find group insurance products that may be right for you.

Congratulations. You’re on your way to a rewarding career. There’s a lot to think about, including your challenging coursework, your demanding schedule, and your financial resources (or lack thereof). It’s not too soon to protect the investment you’re making in your future.

Group benefits that might be right for you:

Mark your calendar: Open enrollment begins July 1.

Life Insurance for Medical Students

Medical Student Term Life Insurance. This simple, affordable life insurance can help cover student loans and other bills if you were to pass away. But unlike other term life plans, this product is designed to provide you with an important building block for future security, at a price you can comfortably afford.

Accident Insurance for Physicians. You’ve already put so much into your education, and you’ve got so much planned for your future – you can’t afford to let an accident put that in jeopardy. This program can help protect against the potentially devastating financial consequences of a severe or fatal accident.

Disability Insurance for Medical Students

Medical Student Disability Insurance. It’s tough to even consider the possibility of becoming disabled, but as a medical student, you know it happens to people every day. This affordable coverage can help cover debts and bills if a disability keeps you from continuing your education. And our student loan repayment feature makes this coverage an even better value for medical students like you.

See all coverage options at AMAInsure.com
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2017 Report on Medical Students Financial Preparedness

2017 Report on Medical Students’ Financial Preparedness

In this report, you’ll learn:

  • Top financial concerns for medical students (spoiler: it’s not just student loans)
  • 3 steps for med students to get a head start on financial success
  • Advice from established physicians
Read the report at AMAInsure.com
Medical Student

This is an exciting time in your life. You’re finally getting hands-on experience in your chosen specialty: treating actual patients, learning from your attending physician, and getting very little sleep. During this stressful time, a little peace of mind can go a long way.

Group benefits that might be right for you:

Life Insurance for Residents

Pure Term Life Insurance. Designed specifically to help young physicians, this new term life insurance offering gives you the ability to provide a high amount of protection to your loved ones at affordable rates. It’s even available to spouses and domestic partners as well. So even though your student loan payments may be taking a big bite out of your paycheck, you don’t have to sacrifice financial security.

Accident Insurance for Physicians. During your residency, you’ve undoubtedly seen the devastation an accident can cause, upending lives in a matter of moments. As you plan for the next phase of your career, consider protecting yourself from the potential financial consequences that could occur if you or a loved one were involved in a severe accident.

Disability Insurance for Residents

New! AMA-Sponsored Disability Insurance for Residents. You’ve got a bright future ahead as a physician, and now finally, there’s disability insurance that takes that into account. This product is affordable and offers a maximum benefit amount of up to $5,000 a month to help cover your future earnings, rather than being tied to your current salary. Plus, it’s portable – so it goes with you if you change jobs or become self-employed.

See all coverage options at AMAInsure.com
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2017 Report on Resident Physicians Financial Preparedness

2017 Report on Resident Physicians’ Financial Preparedness

In this report, you’ll learn:

  • Top financial concerns for resident physicians
  • 5 essential financial moves to make in residency
  • Advice from established physicians
Read the report at AMAInsure.com
Resident

This is the life you’ve worked so hard for: you’re established in your career, helping patients and contributing to the health of your community. Now more than ever, it’s important to protect what you’ve built for you, your family, and everyone who depends on you. After all, financial security is one of the rewards you’ve earned at this stage in your life.

Group benefits that might be right for you:

Life Insurance for Practicing Physicians

Preferred Term Life Insurance. A simple, affordable way to help protect your family with up to $3 million in life insurance coverage. Your initial rate is based on your age at issue and won’t be increased due to age for your first 5 years, which makes this an attractive option for younger physicians with growing practices and families.

Level Term Life Insurance. This physician-exclusive term life coverage can help provide substantial long-term protection for your loved ones should you pass away. With a new higher maximum coverage amount of $4 million, the ability to select a guaranteed-rate term of 10, 15 or 20 years, and a variety of physician-tailored rider options, this coverage is flexible enough to meet a variety of needs.

Accident Insurance for Physicians. As a physician, you know that an accident can cause devastating consequences in the blink of an eye. This affordable coverage can supplement your existing life insurance to help protect you, your livelihood and your loved ones should the unthinkable happen.

Disability Insurance for Practicing Physicians

DisabilityPro Physician Disability Insurance. Physicians aren’t just any professionals – you’ve spent years of education, training and professional experience in your chosen specialty. Your disability insurance should take that into account. DisabilityPro Physician Disability Insurance has you covered with the Own-Specialty feature, which offers specific protection for a disability that prevents you from practicing your medical specialty.

Other Insurance for Practicing Physicians

Office Overhead Expense Insurance for your Medical Practice. If you own your own practice, then an accident or illness doesn’t just affect you – it affects your entire business. Office Overhead Expense Insurance can help pay for office expenses, including employee salaries, rent and keeping the lights on, if illness or injury keeps you from being able to see patients.

See all coverage options at AMAInsure.com
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2016 Report on U.S. Physicians Financial Preparedness

2016 Report on U.S. Physicians’ Financial Preparedness

In this report, you’ll learn:

  • Top financial concerns for practicing physicians
  • Financial preparedness by age
  • 7 characteristics of physicians who are financially “ahead”
Read the report at AMAInsure.com
Practicing Physician

You’ve had a long, rewarding career, and you’re ready to reap all the benefits you’ve earned over your years of service. Maybe you’re preparing for retirement by lightening up your practice, or just enjoying the increased financial freedom that comes with this stage of your career. Either way, it’s important to protect what you’ve built, because you’ve earned it.

Group benefits that might be right for you:

Life Insurance for Late-Career Physicians

Level Term Life Insurance. Term life insurance is a reliable way to protect your loved ones and legacy, but this is no ordinary term life insurance. Built with physicians’ specific needs in mind, Level Term Life Insurance from AMA Insurance offers coverage up to $4 million and the ability to choose a 10-year term through age 70. Plus, your coverage is renewable through age 94, so you have the option of being covered well into retirement.

Accident Insurance for Physicians. At this stage in your career, you can’t afford to let an accident jeopardize everything you’ve worked so hard to build. Fortunately, this affordable coverage can supplement your existing life insurance to help protect you, your livelihood and your loved ones should the unthinkable happen.

Disability Insurance for Late-Career Physicians

DisabilityPro Physician Disability Insurance. Physicians aren’t just any professionals – you’ve spent years of education, training and professional experience in your chosen specialty. Your disability insurance should take that into account. DisabilityPro Physician Disability Insurance has you covered with the Own-Specialty feature, which offers specific protection for a disability that prevents you from practicing your specialty.

Other Insurance for Late-Career Physicians

Hospital Income Insurance. No one understands the high cost of hospitalization better than physicians. Even a short hospital stay can result in thousands of dollars in unexpected bills, even with the best health insurance plans. Hospital Income Insurance can supplement your existing health insurance coverage to help protect you against those costs, from co-pays and deductibles, to helping to cover household bills until everything gets back to normal.

See all coverage options at AMAInsure.com
Good to
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2016 Report on U.S. Physicians Financial Preparedness

2016 Report on U.S. Physicians’ Financial Preparedness

In this report, you’ll learn:

  • Top financial concerns for practicing physicians
  • Financial preparedness by age
  • 7 characteristics of physicians who are financially “ahead”
Read the report at AMAInsure.com
Late Career Physician

News for you

Five tips for buying term life insurance

Five tips for buying term life insurance

Mom and kid

A few key things go into buying term life insurance, from deciding how much coverage you need to determining the right company to buy from. These five tips can help you focus your thinking on the most important considerations, so you can make an informed, confident decision.

Mom and kid

Disability insurance – not all plans are created equal

Disability insurance – not all plans are created equal

Doctor looking out window

If you’re like the majority of physicians, you understand that disability insurance isn’t a luxury; it’s essential to protecting the investment you’ve made in your career and future. But what should physicians look for in disability insurance? This article discusses some of the finer points of group disability insurance that you should keep in mind when choosing a plan.

Doctor looking out window

Explore all your coverage options at AMAInsure.com

AMA

Not an AMA member? You can still apply for this great coverage through AMA Insurance Agency.

And if you become a member, you’ll enjoy even better pricing and other valuable advantages, so join now

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