As an AMA Member, You'll Save 30%

On top of our competitive physician-only group rates, you'll receive a 30% AMA Member premium credit, guaranteed for at least your first year of coverage.

  Call for a quote: 1-888-627-5883 (M-F, 8 a.m. - 5 p.m. CT)

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Semi-Annual Rates
Benefit Amounts Rates with Premium Credit
Physician $1,000,000 

Your Spouse & Each Child:
$400,000/$100,000
Member Only: $218.40 

Member and Family: $320.32
Non-member Only: $265.20 

Non-member and Family: $388.96
Physician $750,000 

Your Spouse & Each Child:
$300,000/$75,000
Member Only: $163.80 

Member and Family: $240.24
Non-member Only: $198.90 

Non-member and Family: $291.72
Physician $500,000 

Your Spouse & Each Child:
$200,000/$50,000
Member Only: $109.20 

Member and Family: $160.16
Non-member Only: $132.60 

Non-member and Family: $194.48

NOTE: A member’s or spouse’s accidental death and dismemberment full benefit amount will be reduced by 75% on the date the member or spouse attains age 70. Coverage ends at age 80.

You don't have to be an AMA Member to save with these economical group rates.  Non-members will receive a 15% premium credit, for at least your first year
of coverage.

NOTE: Benefit amounts reduce by 75% at age 70. Coverage ends at age 80.

If you are not an AMA Member, you will have a $45 annual policy fee, or a $23.40 semi-annual policy fee added to your bill, depending on the payment mode you select.  Semi-annual premiums have a modal factor of .52 or 52% of annual premiums, which makes paying annually a better value. If you prefer to pay annually, just divide the semi-annual premium rate by .52. For example, if the semi-annual premium is $265.20 and you wish to pay annually, then $265.20/.52 = $510.00. Benefit amounts reduce by 75% at age 70. Coverage ends at age 80.

Please note: When you and your spouse are the only insureds, your spouse's benefit increases to 50% of the benefit amount you select. When you and your children are the only insureds (up to age 26 if unmarried and full-time students), the benefit for each child increases to 15% of your benefit.

Quotes are for illustrative purposes only. Premium credits are reviewed and may change annually. The premium credit is locked in when coverage is issued and is guaranteed for at least the first year of coverage.

If you elect to make your payment by electronic fund transfer (EFT), you will receive an additional 5% premium credit not included in the rates above.

View Coverage Details

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