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Tobacco Use

Have you used tobacco products within the last year?


Are you a member of the American Medical Association?
AMA members receive access to special savings.

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Cost Breakdown

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Total Annual Premium $ 0.00
Base Annual Premium 0.00
Waiver of Premium Rider 0.00
Non-AMA Member Policy Fee 0.00

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Rates current as of

The AMA-sponsored Pure Term Life Plan is underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010, under Group Policy No. G-30616-0 on Policy Form GMR-FACE/G-30616-0. Plans may not be available in all states and product features may vary by state.

1 Quotes are for illustrative purposes only. The rate shown is the Preferred Risk Class rate for qualified non-tobacco users in good health and who meet additional underwriting guidelines.

2 The rate shown is the Tobacco Risk Class rate for those who use tobacco products.

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