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Disability Insurance

As a physician, you know full well the cost of becoming disabled in America today. Traditional health plans are vital, but can’t solve every problem, particularly when a medical condition keeps you from practicing. Protect your future with disability insurance underwritten by The United States Life Insurance Company in the City of New York.

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  Call for a quote: 1-800-697-1300 (M-F, 8 a.m.-7 p.m. CT)

disability pro logo

  Call for a quote: 1-800-697-1300
(M-F, 8 a.m.-7 p.m. CT)

DisabilityPro Own-Specialty Disability Insurance® covers you as both a physician and a specialist for that indispensable safety net. Completely portable coverage protects your family by protecting your income. Get the right amount of coverage. The frequency and severity of disability is too big a risk to leave to chance.

If disability prevents you from working and providing care to your patients, DisabilityPro offered by AMA Insurance can help cover your financial needs.

This plan contains a preferred definition of disability, called own specialty. This means you are eligible to receive benefits if you’re unable to perform the duties of your own medical specialty – not just some other job in the medical profession.

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View Frequently Asked Questions

Physician-Exclusive Group Disability Income Insurance

  • AMA members receive a 35% discount; non-members receive a 15% discount
  • Covers you in your own specialty
  • Up to $15,000 in monthly benefits
  • Portable coverage stays with you through your employer changes
  • Catastrophic Disability Income Rider can help pay for nursing home and home health care

You may carry a certain amount of disability insurance already. But as your income and responsibilities continue to rise, your current level of protection may not be enough to cover living expenses while you're disabled.

Coverage is available for physicians under age 60 as either primary or supplementary to existing coverage. Get the level of protection you and your family need. For physicians age 60 - 64, contact our Physicians Financial Partners Program for Individual Disability Coverage.

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Ways to Apply

Apply Online

Visit our enrollment site to apply online

Apply Online
Apply by Mail

Select your state and download an application to apply by mail.

Apply by Phone


Hours: 8 am – 7 pm CT Monday – Friday

  Apply by Phone:

(8 am – 7 pm CT, M – F)

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Hospital Income Insurance

Receive up to $600 a day during the hospitalization of you or a family member.

Helpful Resources


If you'd like to speak to a Customer Care Specialist, simply call us toll-free 8 am— 5 pm CDT, Monday — Friday or send us a note. You can also submit a request to receive more product information by mail.

  Need to file a claim?

Current customers can contact our Customer Care team at the number listed above or visit the Claims & Insurance Forms page for more information.

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By clicking "continue," you will be taken to the AMA-sponsored DisabilityPro Insurance Plan online enrollment website maintained by the trusted plan underwriter.

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