Disability Insurance

As a physician, you know full well the cost of becoming disabled in America today. Traditional health plans are vital, but can’t solve every problem, particularly when a medical condition keeps you from practicing. Protect your future with disability insurance underwritten by The United States Life Insurance Company in the City of New York.

Student Disability Income Insurance

  Questions: 1-888-627-5883 (M-F, 8 a.m.-7 p.m. CT)

  Enroll Online   Download Application Ways to Enroll  

Open Enrollment Dates: July 1 through December 31

Disabling accidents and illnesses can happen at any time, to anyone.

With tuition and limited income, it's important to have the ability to be financially assisted if a disability prevents you from continuing your education.

Take this opportunity to help protect yourself against the financial impact of a disability.

View Coverage Details
View Frequently Asked Questions

Student Disability Income Insurance

  • Only $41 a year
  • Pays you $1,000 a month for up to 12 months if a total disability from a covered illness or injury prevents you from attending classes
  • The benefit is paid directly to you in addition to any other health benefits you may receive, and can be used for any purpose such as living expenses, tuition, or student loans
  • No medical exams or health questions are required
  • Acceptance is guaranteed for medical students who are under the age of 40 and are full-time students at an approved medical school or an osteopathic medical school

You'll have the option to continue disability income coverage after graduation at standard rates, if you become a full-time resident.

You have enough on your mind right now without having to think about the prospects of a disability keeping you away from your medical school studies.

The open enrollment period for this plan begins July 1, 2017 for eligible medical students.

Ways to Enroll


Visit our enrollment site to apply online

Enroll Online

Select your state and download an application to apply by mail.


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If you'd like to speak to a Customer Care Specialist, simply call us toll-free 8 am— 5 pm CDT, Monday — Friday or send us a note. You can also submit a request to receive more product information by mail.

  Need to file a claim?

Current customers can contact our Customer Care team at the number listed above or visit the Claims & Insurance Forms page for more information.

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