The Physician's High-Limit Personal Umbrella Coverage Plan. It's Liability Protection with the High Limits Physicians Need.

  • Up to $10,000,000 in coverage for preferred applicants*
  • Pays defense costs in addition to the policy limit
  • Broad definition of bodily injury includes mental injury, anguish, shock and humiliation
  • Coverage for an unlimited number of automobiles, plus watercraft up to 75 feet, primary residence and vacation homes
  • Zero deductible for claims
  • Underwritten by United States Liability Insurance Group, an A++ rated insurance company by A.M. Best. A.M. Best Company is a global credit rating agency with a unique focus on the insurance industry

Don't wait until an incident occurs to find out that your current personal liability limits are inadequate.

Here are just some of the ways you as a physician can be protected if someone takes you to court**

One of your children posts a negative rant against a classmate on social media

The concrete on the hillside of your property falls into your neighbor's home, knocking it from its foundation

A tenant of your rental property suffered brain damage from carbon monoxide poisoning

The above examples can result in millions of dollars in liability damages.

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9 am – 8 pm ET, Monday – Friday
9 am – 1 pm ET, Saturday

  Call for a Quote:

(9 am – 8 pm ET, M – F
 9 am – 1 pm ET, Saturday)

Coverage is provided by: United States Liability Insurance Company, US Underwriters Insurance Company, Mount Vernon Fire Insurance Company or Mount Vernon Specialty Insurance Company.

*The maximum limit in FL is $5,000,000. The maximum limit in AL, IN, MS, NH and VT is $1,000,000. Preferred applicants are defined as accounts without drivers under age 23 with no more than 2 driving convictions in 3 years. $10 million is offered for any Preferred umbrella (state exceptions apply).

**Examples provided are actual claims submitted to United State Liability Insurance Company under the personal umbrella product.

This plan is not available in AK, LA or WV.

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