The Physician's High-Limit Personal Umbrella Coverage Plan. It's Liability Protection with the High Limits Physicians Need.

  • Up to $10,000,000 in coverage for preferred applicants*
  • Pays defense costs in addition to the policy limit
  • Broad definition of bodily injury includes mental injury, anguish, shock and humiliation
  • Coverage for an unlimited number of automobiles, plus watercraft up to 75 feet, primary residence and vacation homes
  • Zero deductible for claims
  • Underwritten by United States Liability Insurance Group, an A++ rated insurance company by A.M. Best. A.M. Best Company is a global credit rating agency with a unique focus on the insurance industry

Don't wait until an incident occurs to find out that your current personal liability limits are inadequate.

View the High-Limit Personal Umbrella white paper to learn more about why typical home/auto insurance liability limits could put your financial assets at risk.

Here are just some of the ways you as a physician can be protected if someone takes you to court**

One of your children posts a negative rant against a classmate on social media

The concrete on the hillside of your property falls into your neighbor's home, knocking it from its foundation

A tenant of your rental property suffered brain damage from carbon monoxide poisoning

The above examples can result in millions of dollars in liability damages.

View the High-Limit Personal Umbrella white paper

Coverage is provided by: United States Liability Insurance Company, US Underwriters Insurance Company, Mount Vernon Fire Insurance Company or Mount Vernon Specialty Insurance Company.

*The maximum limit in FL is $5,000,000. The maximum limit in AL, IN, MS, NH and VT is $1,000,000. Preferred applicants are defined as accounts without drivers under age 23 with no more than 2 driving convictions in 3 years. $10 million is offered for any Preferred umbrella (state exceptions apply).

**Examples provided are actual claims submitted to United State Liability Insurance Company under the personal umbrella product.

This plan is not available in AK, LA or WV.

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