Wherever you are in your medical career—medical school, residency, practicing or looking ahead to retirement—we offer an exclusive portfolio of life insurance plans with benefits and rates tailored to physicians.
Level Term Life Insurance provides physicians with solid, level protection - all for a cost that can comfortably fit your budget. Combined with its exclusive group rates for physicians and high benefit amounts, this plan is a great way to protect your loved ones if something should happen to you. "Level" means that your rate will remain the same, or level, for the initial term selected.
Customize Your Level Term Life Coverage
- Apply for a coverage amount in $1,000 increments from $100,000 up to a maximum of $2 million
- AMA Insurance offers Level Term Life that maintains the coverage amount you select at a fixed rate for your choice of 10, 15 or 20 years
- AMA members receive an 8% rate reduction
Affordable Benefits for Families
You can add coverage for your spouse or domestic partner at the same affordable physician rates. Spouses or domestic partners can apply for Level Term Life coverage even if you choose not to apply. Add $25,000 in coverage for each eligible child for a flat rate of $60 a year. The Level Term Life plan includes a renewability option should you wish to continue your family's protection beyond the original term.
Cover Terminal Illness Expenses with Living Benefits
During your coverage, you may also request living benefits (also referred to as “ accelerated benefits”). This allows a terminally ill insured to receive a significant amount of his or her death benefit in a lump sum to help cover expenses during such a difficult time. Please note: Living Benefits may be taxable. Please consult with your personal tax advisor for details.
Visit our enrollment site to apply onlineApply Online
Apply by Mail
Select your state and download an application to apply by mail.Download
Apply by Phone
Hours: 8 am – 7 pm CT Monday – Friday
Apply by Phone:1-800-558-4300
(8 am – 7 pm CT, M – F)
Looking for More Coverage?
Preferred Term Life Insurance offers doctors up to $3 million in protection and is renewable up to age 75.
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