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Insurance & Other Products
- Disability Insurance
- Life Insurance
- Medicare Supplement Insurance
- Auto & Home Insurance
- Office Overhead Expense Insurance
- Hospital Income Insurance
- Group Insurance for Medical Schools
- Group Insurance for Residency Programs
- Financial Strategies
- International Medical Insurance
- Medicare Part D
- Dental Insurance
- Calculate Quote
- Financial Strategies
- Physicians in Focus
- Support
- About Us

Medical Student Term Life Insurance
As a medical student, you’re investing heavily in your future. Protect that future with affordable Student Term Life Insurance.
For Protection & Peace of Mind
The AMA-sponsored Medical Student Term Life Insurance Plan offers $50,000 of term life insurance for $20 a year. Double your protection to $100,000 for just $40 a year. This plan is underwritten by New York Life Insurance Company. The Medical Student Term Life Insurance Plan is sponsored by the AMA, so you can be assured this is a genuine offer of quality coverage.
Why Consider Life Insurance?
Medical students graduated in 2016 with a median debt level of $190,000 according to the AAMC annual survey. While the thought of death at your age is a difficult one, you may want to consider a plan to help lift the potential burden your family might face if the worst were to occur.
View Coverage Details
View Frequently Asked Questions
The Medical Student Term Life Insurance Plan Highlights
- Acceptance is guaranteed for medical students who are under the age of 40 and are full-time students at an approved medical school or an osteopathic medical school
- Benefits are automatically doubled for accidental death - $100,000 or $200,000
- There are no physical exams or health questions
- Your coverage can be extended after graduation regardless of your health at that time
- Spouses or domestic partners are also eligible to apply
- AMA Insurance has served physicians and their families for more than 30 years. Our physician-focused, customized insurance program is designed especially for the way doctors train, work and live, at the best possible rates from top carriers.
You've made some hard decisions to get where you are as a medical student. Now make a very easy decision to help protect yourself, your family, and your future.
The open enrollment period for this plan ends December 31, 2019 for eligible medical students.
Underwritten by:
New York Life Insurance Company
51 Madison Avenue, New York, NY 10010
On Policy Form GMR-FACE/G-30610-0
Under Group Policy No. G-30610-0
Ways to Enroll
Physicians Also Purchased
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Questions?
1-888-627-5883If you'd like to speak to a Customer Care Specialist, simply call us toll-free 8 am— 5 pm CDT, Monday — Friday or send us a note.
Need to file a claim?Current customers can contact our Customer Care team at the number listed above or visit the Claims & Insurance Forms page for more information.