For Protection & Peace of Mind 

Open Enrollment Dates: July 1 through December 31
  Questions: 1-888-627-5902 (M-F, 8 a.m.-5 p.m. CT)

The AMA-sponsored Medical Student Term Life Insurance Plan offers $50,000 of term life insurance for  $20 a year. Double your protection to $100,000 for just  $40 a year. This plan is underwritten by New York Life Insurance Company. The Medical Student Term Life Insurance Plan is sponsored by the AMA, so you can be assured this is a genuine offer of quality coverage. 

Why Consider Life Insurance? 

Medical students graduated in 2016 with a median debt level of $190,000 according to the AAMC annual survey. While the thought of death at your age is a difficult one, you may want to consider a plan to help lift the potential burden your family might face if the worst were to occur.

View Coverage Details 
View Frequently Asked Questions

The Medical Student Term Life Insurance Plan Highlights

  • Acceptance is guaranteed for medical students who are under the age of 40 and are full-time students at an approved medical school or an osteopathic medical school
  • Benefits are automatically doubled for accidental death - $100,000 or $200,000
  • There are no physical exams or health questions
  • Your coverage can be extended after graduation regardless of your health at that time
  • Spouses or domestic partners are also eligible to apply
  • AMA Insurance has served physicians and their families for more than 30 years. Our physician-focused, customized insurance program is designed especially for the way doctors train, work and live, at the best possible rates from top carriers. 

You've made some hard decisions to get where you are as a medical student. Now make a very easy decision to help protect yourself, your family, and your future.

The open enrollment period for this plan ends December 31, 2020 for eligible medical students.

NYLLOGO_CMYK_Tagline72dpi.jpgUnderwritten by: 
New York Life Insurance Company 
51 Madison Avenue, New York, NY 10010 
On Policy Form GMR-FACE/G-30610-0
Under Group Policy No. G-30610-0

Ways to Enroll



Visit our enrollment site to apply online.

Enroll Online


Select your state and download an application to apply by mail.


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Become an AMA Member for only $20

Join the AMA today and save up to 30% on USMLE® test prep, access AMA's exclusive FREIDA Online® (the AMA Residency & Fellowship Database®), gain unlimited digital access to the JAMA Network®, and more.



If you'd like to speak to an  Insurance Specialist  simply call us toll-free or send us a message at 

  Need to file a claim?

Current customers can contact  our  Customer Care team at  1-888-627-5883   (M-F, 8 a.m.-5 p.m. CT) or visit the  Claims & Insurance Forms page for more information.

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