If a disabling injury or illness temporarily stopped your medical practice and your income, how would your office keep running? If you're a practicing physician responsible for part or all your office overhead expenses, it’s important to have a solution in place.

An Office Overhead Expense Insurance plan can cover employee salaries, rent, and other expenses. Your medical office can keep going, even when you are unable to. 

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Office Overhead Expense Insurance Plan Highlights

  • Helps cover ongoing office expenses if your total disability stops your office revenue
  • Benefits up to $20,000 a month - paid in addition to any other disability benefits you may receive
  • Coverage can be tailored to your medical practice's specific needs
  • AMA Members receive a 35% rate reduction

Don't let your total disability disrupt the medical practice you've worked so hard to build. Your employees, and your patients, depend on you. AMA Insurance offers an affordable insurance solution.

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Hours: 8 am – 5 pm CT
Monday – Friday

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(8 am – 5 pm CT, M – F)

How to Apply


Apply by Mail

Select your state and download an application to apply by mail.




If you'd like to speak to a Customer Care Specialist, simply call us toll-free 8 am— 5 pm CDT, Monday — Friday or send us a note

  Need to file a claim?

Current customers can contact our Customer Care team at the number listed above for more information.

This plan is offered by AMA Insurance and underwritten by The United States Life Insurance Company in the City of New York.

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