Insurance

What Every Physician Should Know About Disability Insurance

January 03, 2010

Typically a conservative group, physicians tend to take financial precautions - they ensure that life and health insurance are securely in place, and take steps to invest wisely and plan for a golden retirement. Yet all too often, they unwittingly put themselves in harm's way by overlooking the ramifications of a disabling illness 
or injury.

The chance of a disabling illness or injury occurring is surprisingly high - even for a physician. In more cases than not, Workers' Comp, Social Security, insurance and savings are not enough to cover the bills when an employee is disabled. To help offset the financial ramifications of a disability, a financial vehicle such as disability income insurance is necessary.

Yet what do you look for in a disability income insurance policy? How much coverage do you need to help ensure all your expenses are covered? What type of policy is non-taxable? Answers to these, and other questions, are outlined in this white paper authored by J. Christopher Burke, President of AMA Insurance 
Agency, Inc.

To view the complete white paper in PDF format, please click here

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